Ep brands credit card charge

Ep brands credit card charge DEFAULT

Have Questions?

Need Help?

We've got you covered!


 

We are here to assist Monday-Friday from 8am-8pm and Saturdays from 1pm-6pm Eastern Time.
Call us at 1.844.355.2669

 

 

*Due to COVID-19, response times have been delayed. We sincerely thank you for your patience during these tough times!*

 

Quick Assists

Answers to our most frequently asked questions are just one click away.

Shipping Policy

Returns Policy

Price Match Guarantee

Ella's 30 Day Satisfaction Guarantee

Privacy Policy

Terms & Conditions

How can I track my order?

How does your Ella Perks Rewards Program work?

What is Quad Pay and how does it work? 

QuadPay allows you to pay for your purchase over time with zero interest. QuadPay will split the purchase amount into 4 interest-free payments, spread over 6 weeks. You may choose this payment option at checkout.

For more information, click here.

What is the Norton Shopping Guarantee? 

  • At Ella Paradis, we take your security and privacy very seriously. You may shop with confidence knowing that we fully encrypt and secure the communications between your device, and our store using the highest levels of protection including end-to-end SSL Certificates.
  • Additionally, your purchase is protected by the Norton Shopping Guarantee which offers $10,000 Identity Theft Protection, $1,000 Purchase Guarantee, and $100 Lowest Price Guarantee.
  • Your personal information is never shared with third parties (Ella Paradis Privacy Policy), and your credit card information is never stored in our servers.
  • Finally, you may also be assured that your packages will be shipped quickly and discreetly from our warehouses throughout the United States under the name EPI, Inc.

Can I cancel my order after it’s been processed? 

Once your order has been processed, it cannot be canceled. You may refuse the package upon delivery if you’d like to return it. After receiving your returned package, we will issue a refund and notify you via the email address we have on file.

I want a refund 

Is your purchase eligible for a refund?

*Please note: Ella Paradis will only accept unopened and untampered products in exchange for a refund.
  • I opted for express shipping but my order did not arrive on time
  • I want to cancel my order altogether
  • I accidentally ordered multiples of the same product
  • I realized I own a similar product

If so, please visit our Customer Service Center to submit a claim.

My item is defective 

  • All damaged items must be reported within the first 30 days of receiving the product. We will gladly issue a replacement of the same item or store credit in the form of an EllaParadis.com Gift Card.
  • If you’d like to report a damaged item after the first 30 days, please contact the manufacturer directly for assistance.
  • For defective or damaged products, please contact us directly.
  • Please allow up to 10 business days for the replacement order process to be completed.
  • Returns Policy

What to expect with discreet shipping 

Ella Paradis respects your privacy. That’s why all our products are shipped using the utmost discretion. Your package will arrive in a nondescript envelope or box with a neutral address on the mailing label.

Sours: https://www.ellaparadis.com/contact-us-form

CREATE YOUR PERFECT HOME! WITH SPECIAL FINANCING OPTIONS

*With credit approval for qualifying purchases made on the BrandSource Credit Card at participating stores. As of March 19, 2020, APR Variable: 28.49%. Minimum interest charge: $2. See card agreement for details. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other credit or promotion offer.

**Subject to credit approval. Offer valid on any purchase of $599 or more made in a single transaction from 10/1/2021 - 12/31/2021 for no interest if paid in full by January 1, 2023. Complete purchase must be made on the BrandSource Credit Card. Not valid on prior purchases. One rebate per visit. Cannot be combined with other credit card offers. Valid at participating BrandSource locations. Visa prepaid card is given to you as a rebate and no money has been paid by you for the card. Visa prepaid card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Visa prepaid cards expire after 6 months; unused funds will forfeit after the valid through date. Visa prepaid card terms and conditions apply. If Visa prepaid card is not received after 8 weeks, call to inquire about status. MetaBank or Visa does not sponsor or endorse BrandSource Credit Card or this offer. BrandSource Credit Card is issued by Citibank, N.A. BRANDSOURCE REBATE #589600

Sours: https://www.epappliance.com/brandsource-financing
  1. Craigslist mesa, az furniture
  2. House of cards box set
  3. Harry potter knit hat pattern

Making sense of confusing credit card statements

You’ve probably seen a transaction you didn’t recognize on your credit card statement and wondered, ‘What the heck is that?’

If you later realized it was actually a legitimate purchase that you made — but just didn’t recognize at first — welcome to the club.

With the explosion of online merchants, third-party transactions and companies doing business under different names, a growing number of customers are disputing legitimate credit card transactions simply because they don’t recognize them, payments experts say.

More than half of claims made by consumers, 52 percent, are categorized as “unrecognized transactions,” according to research by CEB TowerGroup. Some are actual fraud, but many are the result of confusing or vague information on the statement, says Brian Riley, principal executive adviser with CEB TowerGroup.

Because consumers are using credit more often and to make even very small purchases, it’s harder for them to keep track of when and where they’ve used their cards, Riley says. The migration to online commerce has also played a role, with between 2008 and 2014.

“Ten years ago, almost everything you put on your card was from a brick-and-mortar store in your town,” says Robert Siciliano, a security expert with BestIDTheftCompanys.com who consults with credit card companies. “Today, more consumers than ever are using cards for virtual purchases. And with so many more merchants competing for your business, you may not pay attention to the name of the outlet you’re buying from.”

Unfamiliar business names

Even if you know the name of the company you did business with, transactions often aren’t listed under that name. A Shell gas station may come up as SHO No. 15 on your card. If you buy a Coke from a vending machine in one city, your statement might list a vending company in another city where its main office is located. And a store or restaurant may be listed under its legal or corporate name rather than the name over its door.

If you use your credit card at certain Burger King franchises in Frederick, Maryland, for example, you”ll see “JEFFREY GIANGRANDE CORP” on your statement — not Burger King.

“I think it’s silly to have it listed that way because most people won’t recognize it,” says Maria Moser, who noticed the corporate name on her statement after she ate at Burger King last month. “The only reason I knew what it was is that most of the Burger King restaurants are owned by the father of someone I went to high school with.”

Confusing statement descriptors often happen because parent corporations own, or have franchise arrangements with, smaller merchants with different names, Siciliano says. “If a restaurant group owns 15 different restaurants processing credit cards, they don’t want to pay to set up 15 different merchant accounts. It may be more efficient and cost-effective to set up one account in one city and use it for all of them.”

The explosion of third-party payment processors such as Stripe, Braintree, PayPal and Square in recent years has also contributed to the problem, says Chris Uriarte, chief strategy & payments officer at Vesta Corp., a transaction provider.

Those processors allow small businesses and individuals to accept credit cards without setting up a merchant account and going through underwriting. But sometimes only the payment provider is listed on your statement — and that can be confusing.

“My gardener uses Braintree to process credit card payments,” Uriarte says. “So I will be sitting at dinner and this thing from American Express will pop up saying I have a charge from Braintree.com. The first time it happened, I wondered what that charge was.”

Limited space on statements

Statements typically have little information to jog a customer’s memory about a purchase, and that’s partly because retailers don’t get a lot of space. The descriptor field has traditionally allowed 23 characters, but in the last five years, many issuers have shrunk it even more on their online and mobile statements, says Matthew Katz, CEO of Verifi.

Now, character limits range from 18 to 23, depending on the card issuer, Katz says: “Trying to include the name and location of the merchant and the product they sell in less than 18 characters? That’s almost impossible.”

Still, the payments industry and savvy retailers are working on solutions. When too many customers dispute a transaction because they don’t recognize it (called a chargeback), that eats into a retailer’s profits. So they are working on ways to make your statement more clear.

“We advise using a key word that will trigger the memory of the consumer,” Uriarte says. “So if the name of your bakery is ‘Good Morning Fort Lauderdale,’ we’d recommend having ‘Good Morning bakery’ on your statement. If you’re an artist, your descriptor shouldn’t just be your name. It should say ‘Art by (your name).'”

Many companies are also including contact information, such as a phone number or Web address, in their descriptors.

A few years ago, retailer 37signals reduced their chargebacks by 30 percent simply by including “37signals-charge.com” in their descriptor. When customers visited the URL, it listed some of the products the company sold, along with different names it did business under. “By using a Web address, people could learn quickly what the charge was for,” says CEO Jason Fried. (The business has since changed its name to Basecamp.)

What to do if you don’t recognize a transaction

If you see something on your statement you don’t recognize, do a little research before you dispute the transaction, experts say. That can save you time in the long run, since a chargeback requires time and paperwork.

“Most of the time, if you do a quick Google search, you can figure out what it is,” Uriarte says.

Call the phone number for the company if there’s one listed with the transaction, and also ask your credit card company for more information. “They typically have history about the transaction that doesn’t appear on your statement,” Siciliano says. “They may have the name of the actual storefront or the domain name and the category of the merchant. They may also ask if you were in a particular city at a specific time. That can help you figure out what it was.”

Even the most informed customers can be misled by confusing transaction information. Nathan Casper was a marketing manager for a company that specialized in credit card security when he spotted a $1 charge from a gas station in New York on his statement. He lives in Las Vegas.

“All the red flags went up,” he recalls. “I knew that to test stolen cards before trying larger purchases. I knew that gas stations sometimes charged $1 holds to credit cards before authorizing the full amount of purchase at the end of the day.”

But here’s what Casper didn’t know: The credit-card-enabled air pump at his local service station, which he had used to top off his tires that morning, routed all of their transactions through a home office in New York.

It wasn’t until his wife urged him to think back — “Are you sure you didn’t buy anything for a dollar today?” — that he remembered the air pump.

“It’s easy to panic, because the way they list things on the statement can be very confusing,” Casper says. “Sometimes you just have to think back, do some research and you’ll realize the sky is not falling, and that what you’re worrying about was actually a legitimate purchase.”

See related:How to initiate a dispute or chargeback

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Michelle Crouch is a former CreditCards.com personal finance contributor

Sours: https://www.creditcards.com/credit-card-news/sense-confusing-card-statements-1282/
Credit Card Hidden Charges - Bangla - ক্রেডিট কার্ডের ৩১ প্রকার চার্জ - Credit card fees explained

I froze, breathing hard. The finger pressed, and I even thought that he would be able to overcome the resistance of the sphincter and, at least a. Little, but dive inside.

Brands credit charge ep card

Far. - He loves you very much, apparently, spoils you. He probably has a lot of money. You won't leave him. No.

Which Banks Credit Card's Annual Fee Waiver By 10 to 15 Transactions in BD - Best Credit Card BD-P-1

I didn't want to embarrass you, - I quickly adjusted my dressing gown, I began to make excuses. The man grinned into his mustache, and as if nothing had happened put his hand on my ass, and said: -What does it look like I'm embarrassed. I am so First comes a burning passionate mad desire, comes with trembling knees and trembling in the chest.

And you are in his sweet captivity, from which there is no way out. And when the first drops begin to seep through the delicate fabric of your panties, "sweet" dope wraps you like a cloud.

Now discussing:

You were asked to delete this folderand you, like a thief, copied it. Why. Did you want to blackmail. -wife said in a calm voice.



138 139 140 141 142